We’ve taken guesswork out of finding the best car insurance companies by analyzing important factors that will affect your customer experience.
We evaluated large auto insurance companies based on average rates for a variety of drivers, coverage features available, levels of complaints, grades for collision claims from auto body repair professionals and how understandable the insurers’ websites are. See our top picks below.
Summary: Best Car Insurance Company Ratings
|Company||Types of discounts||Collision repair grade||Complaint level||Forbes Advisor rating|
|Geico||Accident-free Anti-theft system Defensive driving Good student Military New vehicle Multi-policy Multi-vehicle||C-||Low|
|Nationwide||Accident-free Automatic payment Defensive driving Good Student Multi-policy Paperless Safe driver||C||Very Low|
|Travelers||Continuous insurance Good student Home ownership Hybrid/electric vehicle Multi-car Multi-policy Safe driver||C+||Very Low|
|USAA||Annual mileage Bundling Defensive driving Driver training Family Multi-vehicle Safe driver||C+||OK|
|Auto-Owners||Good student Multi-car Multi-policy Pay in full Safety features Student away at school Teen driver monitoring||B+||Low|
|State Farm||Accident-free Defensive driving course Good driver Good student Multi-vehicle Student away at school||C||Low|
|Allstate||Anti-theft Multi-policy New car Pay in full Responsible payer Safe driving club||C-||Low|
|Erie||Annual payment Multi-car Multi-policy Reduced usage Safe driving Young driver||A-||Higher than the industry average|
|Progressive||Continuous insurance Good student Homeowner Multi-car Multi-policy Pay in full Teen driver||C||OK|
|Farmers||Alternative fuel Bundling Distant Student Good student Multi-car Pay in full Safe driver||C||Higher than the industry average|