Best Personal Loans Of 2022


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Many personal loans can be used to fund common family expenses like home improvement projects, wedding expenses, vacations and, in some cases, even the purchase of land. Borrowers also turn to personal loans for debt consolidation, because interest rates are often lower for personal loans than for credit cards—especially for applicants with good to excellent credit.

These loans are available from traditional banks, credit unions and online lending platforms that make it easy to apply online—without having to visit a bank branch. What’s more, many personal loans can be funded within a few business days so you don’t have to wait to get the money you need. The best personal loans offer low interest rates for well-qualified borrowers, flexible loan amounts and repayment terms and limited fees.

Current Personal Loan Rates

SoFi 650 7.99% to 23.43% (with autopay) $5,000 to $100,00 View More

LightStream 660 5.24% to 19.99% (with autopay)* $5,000 to $100,000* View More

Marcus Marcus does not disclose this information 6.74% to 19.74% (with autopay) $3,500 to $40,000 View More

LendingPoint 600 7.99% to 35.99% $2,000 to $36,500 View More

Upgrade 580 7.46% to 35.97% $1,000 to $35,000 View More

Universal Credit 560 8.93% to 35.93% $1,000 to $50,000 View More

Discover 660 5.99% to 24.99% $2,500 to $35,000 View More

Upstart 600 5.60% to 35.99% $1,000 to $50,000 View More

Avant 580 9.95% to 35.99% $2,000 to $35,000 View More

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