Best Pet Insurance Companies Of September 2022

One way to add some financial security in your household is to have pet insurance. It’s a way to guard against having to pay the full cost of unexpected vet bills if your pet is injured or gets sick.

While pet insurance plans have a common foundation of basic coverage, such as injuries and hereditary and congenital conditions, there are differences in benefits, prices and extras. We evaluated 13 plans to find the best pet insurance plans.

Summary: Best Pet Insurance Ratings

COMPANY	FORBES ADVISOR RATING	REIMBURSEMENT CHOICES	DEDUCTIBLE CHOICES	VIEW MORE
Embrace	5.0	70%, 80%, 90%	$200, $300, $500, $750, $1,000	Compare Plans Via PetInsurer.com’s Secure Website
Pets Best	5.0	70%, 80%, 90%	$50, $100, $200, $250, $500, $1,000	Compare Plans Via PetInsurer.com’s Secure Website
Figo	4.5	70%, 80%, 90%, 100%	Varies by pet age	Compare Plans Via PetInsurer.com’s Secure Website
Lemonade	4.5	70%, 80%, 90%	$100, $250, $500	Compare Plans Via PetInsurer.com’s Secure Website
ManyPets	4.5	70%, 80%, 90%	$100, $250, $500	Compare Plans Via PetInsurer.com’s Secure Website
Spot	4.5	70%, 80%, 90%	$100, $250, $500, $750, $1,000	Compare Plans Via PetInsurer.com’s Secure Website
ASPCA	4.0	70%, 80%, 90%	$100, $250, $500	Compare Plans Via PetInsurer.com’s Secure Website
Nationwide	4.0	50%, 70%, 90%	$250	Compare Plans Via PetInsurer.com’s Secure Website
Prudent Pet	4.0	70%, 80%, 90%	$100, $250, $500, $1,000	Compare Plans Via PetInsurer.com’s Secure Website
TrustedPals	4.0	70%, 80%, 90%, 100%	$0, $100, $250, $500, $750	Compare Plans Via PetInsurer.com’s Secure Website
Healthy Paw	3.5	Varies by pet’s age and type	Varies by pet’s age and type	Compare Plans Via PetInsurer.com’s Secure Website
Toto	3.5	70%, 80%, 90%	$100, $250, $500	Compare Plans Via PetInsurer.com’s Secure Website
Trupanion	3.0	50% or 90% depending on the state	$0 to $1,000	Compare Plans Via PetInsurer.com’s Secure Website
Petplan	2.0	70%, 80%, 90%	$250, $300, $500	Compare Plans Via PetInsurer.com’s Secure Website