The Best CD Rates by Term


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If you’re shopping for a particular CD term, check out the best CD rates by term below. Although APY is the primary factor here, these banks and credit unions also rank well in other categories, such as minimum requirements, interest compounding frequency, customer experience and digital banking options.

The Best 6-Month CD Rates


Bank/Credit Union APY Minimum Deposit
CommunityWide FCU 3.00% $1,000
Synchrony Bank 2.00% $0
Quontic Bank 1.70% $500
PenFed Credit Union 1.50% $1,000

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