Top 10 Fintech Platforms in Ghana

The Top 10 Fintech Platforms in Ghana as a comprehensive guide brings you to everything you would need to know about all the Fintech platforms operating in Ghana.

Fintech platforms in Ghana help make our transactions easier and faster. Here on this list, I have ten of the best Fintech platforms you can use to speed up your transactions.

What is Fintech?

Fintech simply means financial technology. The application of technology in delivering financial products and services to clients or customers.

By leveraging technology, fintech companies are able to offer financial services to a wider range of people, including those who may not have had access to banking services before.

Since most fintech platforms are accessible on mobile devices, it is very easy to receive and transfer money regardless of location. What is more important with fintech platforms is to have a mobile phone. Some do even work without the internet.

Ghana, like many African countries, is experiencing rapid growth in financial technology (fintech) platforms. With a large unbanked population, fintech platforms are providing accessible and affordable financial services to Ghanaians.

In our today’s latest article, I will like to keep you updated about the top 10 fintech platforms in Ghana – for both average tech and non-tech lovers.

Fintech platforms in Ghana

Below is a list of some of the fintech platforms. Note that some of them can be accessed via USSD codes so you can still use them even if there is no internet. Others are strictly online and require internet access.

1. MTN Mobile Money

MTN Mobile Money is one of the most widely used fintech platforms in Ghana –after its launch in 2009. With over 20 million registered users, MTN Mobile Money provides financial services such as money transfers, bill payments, and airtime purchases.
The platform has also saved users the stress involved in walking to a banking hall to make deposits or withdraw money from their bank account.

The platform is accessible over the USSD code *170# on any MobileMoney-activated MTN sim card. It is also accessible over the internet through the MyMTN Mobile App

2. ExpressPay

ExpressPay is a fintech platform that provides online payment solutions for businesses and individuals. This platform allows you to pay bills, buy airtime, and send money to mobile money accounts. You can also receive money from this platform in your bank account.

Using a debit card, you can transfer money from your bank to your mobile money wallet as well. The fact that it transfers to all local networks makes it more universal than the others.

You can access this platform from expresspaygh.com in any web browser over the internet. There is also a mobile app for both iOS and Android operating systems. Unfortunately, there is no USSD for this platform so you will always need an internet connection to be able to use the platform.

3. Hubtel

Hubtel is a fintech platform that provides mobile payments, online payments, and messaging solutions for businesses. Most websites integrate Hubtel’s online payment processing platform into their website to help them process mobile payments.

You can send and receive money from all networks using the Hubtel platform. The platform also gives you the security you need with constant 2 Factor Authentication in place.

You can access the platform from hubtel.com. There is also a mobile app for both iOS and Android operating systems.

4. Slydepay

Slydepay is a mobile money platform and digital wallet that allows users in Ghana to send and receive money, pay bills, and purchase airtime using their mobile phones. The platform also offers virtual cards, which can be used to make online payments.

Slydepay is available as a mobile app on both Android and iOS devices, and users can link their bank accounts, credit cards, or mobile money accounts to the platform to make transactions. You can also access the platform from slydepay.com.

5. Vodafone Cash

Vodafone Cash is a mobile money platform and digital wallet offered by Vodafone Ghana. The platform allows users in Ghana to send and receive money, pay bills, and purchase airtime using their mobile phones. Vodafone Cash is regulated by the Bank of Ghana and operates in partnership with several banks in Ghana, including Ecobank, Fidelity Bank, and GCB Bank.

Vodafone Cash is available as a mobile app on both Android and iOS devices. The platform is also accessible via USSD code *110# on any Vodafone Cash-activated sim card. This allows the platform accessible on even nonsmart phones.

6. AirtelTigo Money

AirtelTigo Money is a mobile money platform and digital wallet offered by AirtelTigo, a telecommunications company in Ghana. The platform allows users to send and receive money, pay bills, and purchase airtime using their mobile phones.

One of the key features of AirtelTigo Money is its accessibility. The platform is designed to be simple and easy to use, and users can make transactions from anywhere at any time. You can access the platform via USSD code *110#. This also makes it very possible for you to access the platform on nonsmart phones.

7. Zeepay

Zeepay is a popular fintech platform in Ghana that offers a range of convenient and affordable financial services to its users. With its accessibility and range of features, Zeepay is helping to drive the adoption of mobile money in Ghana and is helping to bring financial services to a wider range of people.

You can access the Zeepay platform via myzeepay.com. The platform also has mobile apps for both Android and iOS. Access the platform on nonsmart phones via USSD code *270#.

8. Korba

Since it first started in 2015, Korba has been one of the digital financial services platforms based in Ghana. The platform provides a range of fintech services to its users. This platform allows users to send and receive money, pay bills, and purchase airtime using their mobile phones.

What makes this platform different from the others is the ability to purchase goods and services at participating merchants, pay bills, and send money to other Korba users or to mobile money accounts on other networks.

You can access the platform from korba365.com. There is a mobile app for both Android and iOS. You can also access the platform on nonsmart phones via *365#.

9. Move

Move is a popular fintech platform in Ghana that offers a range of convenient and affordable financial services to its users. The platform allows users to perform different transactions including sending and receiving money, paying bills, etc.

The Move platform is accessible via movegh.com. There is an app available for both Android and iOS that you can use for your transactions. You can also access the platform via USSD short code *718# on nonsmart phones.

10. G-Money

G-Money is a mobile financial services platform based in Ghana that provides a range of fintech services to its users. The platform is offered by GCB Bank, one of the largest banks in Ghana, and is regulated by the Bank of Ghana.

One of the key features of G-Money is its accessibility. The platform is designed to be user-friendly and easy to use, and users can make transactions from anywhere at any time. G-Money also offers a range of security features to protect user accounts and transactions, including two-factor authentication and PIN protection.

You can access the platform via *422#. It is accessible via all registered sim cards.